CONSTRUCTION EQUIPMENT · DATA INTELLIGENCE · AI INFRASTRUCTURE
Navigating the
Market Nobody
Mapped.
Lodestone AI finances the small contractors every OEM lender
walks away from — and builds the proprietary data infrastructure
that will power the next generation of autonomous construction
equipment.
Founded by Brent Burcham — 9 years equipment finance —
500+ transactions originated.
$2T
US Construction Market Annual Spend
60%
Of US Contractors Locked Out of OEM Financing
$7B
EquipmentShare Valuation at Under 1% Net Margin
$2x
Lodestone AI Target Margin Differential
EquipmentShare went public at $7 billion with under 1% net
margin — $40 million net profit. Lodestone AI is building the
same market with a 20x margin differential. Same valuation.
Minimum $657 million net profit.
THE PROBLEM
The System Was Built to Exclude Them.
The major OEMs — Caterpillar, Deere, Bobcat — built their
dealer and finance networks around one customer profile. A and B
credit contractors with established financials, large fleets,
and long operating histories.
That leaves the majority of daily US construction work
unfinanced. Small contractors, arborists, tree crews, and
independent operators who do real work every day cannot get
equipment because the system was never designed for them.
60% of US construction contractors cannot access OEM financing.
That is not a niche. That is the majority of the market —
completely underserved, cash-constrained, and waiting for a
solution.
They do not stop needing equipment. They pay cash, drain their
working capital, and fall further behind. The jobs still exist.
The contractors still show up. The financing never does.
That is the problem Lodestone AI was built to solve.
WHAT WE DO
We Own the Equipment. We Finance the Contractor. We Own the Data.
Lodestone AI sources private-label compact construction equipment
and leases it directly to the small contractors every OEM lender
rejects. Our AI-powered credit engine — Axelrod — approves
customers in minutes not days. The customer walks in, gets
approved, signs documents, and leaves with equipment the same
day. Thirty to sixty minutes. Start to finish.
Every machine we deploy carries GPS positioning, geofencing, and
remote monitoring. We control every asset at all times. If a
customer defaults, the equipment comes back — immediately,
without confrontation, without courts.
And every machine in the field generates proprietary operational
data that no OEM, no lender, and no competitor can access. That
data is the foundation of the next generation of autonomous
compact construction equipmen
THE DATA
The Dataset Nobody Else Can Build.
Every machine Lodestone AI deploys generates real-world
operational data from the small contractor segment — utilization
patterns, job site behavior, GPS navigation logs, equipment
performance metrics, and hour-by-hour usage data.
This dataset does not exist anywhere at scale. The major OEMs
have never financed this customer segment. No lender has ever
owned this equipment. No platform has ever controlled the full
lifecycle — supply, sale, financing, tracking, servicing, and
recovery — simultaneously.
We do.
The autonomous construction equipment industry is coming. When
it arrives it will need training data from real job sites, real
operators, and real compact equipment in real working conditions.
That data will come from whoever owns the fleet and controls the
financing.
That is Lodestone AI.
The autonomous technology already exists — JLG, JCB, and major
OEMs have proven it in large equipment. We are deploying it into
the compact segment through a dealer-financed network we own and
control. Every lease we sign makes the dataset larger. Every
machine we track makes the AI smarter. The moat builds itself.
THE MARKET
The Majority of the Market. Completely Ignored.
60% of US construction contractors cannot access OEM financing.
These are not failed businesses. They are small contractors,
arborists, tree service companies, landscapers, excavation
operators, and utility crews doing real work on real job sites
every single day.
They are underserved. Not uncreditworthy. Not unreliable.
Underserved.
Lodestone AI was built specifically for them — with financing
designed around how their businesses actually work, equipment
priced below what OEM dealers charge, and an approval process
that respects their time.
When you finance the businesses everyone else ignores you do not
just capture a market. You build loyalty, retention, and a
dataset that no competitor can replicate through the traditional
channel. Ever.
We Are Currently in Our First Close.
If you are an accredited investor and you want to see the full
model before this round closes — request the one pager now.
It takes two minutes to read and answers the questions that
matter.
If you are a dealer or contractor who wants to understand what
Lodestone AI can do for your business — reach out directly.
We are building our pilot dealer network now and the
conversation starts here.